Almeida Law Group is investigating a data breach at Quontic Bank Acquisition Corp. If you were affected, contact Almeida Law Group.
About Quontic Bank Acquisition Corp.
Quontic Bank Acquisition Corp. is the parent company of Quontic Bank, an FDIC-insured, online-only digital bank headquartered in Astoria, Queens, New York. Founded in 2009 and certified by the U.S. Treasury as a Community Development Financial Institution (CDFI), the bank offers checking, savings, money market, CD, and mortgage products entirely online, with no physical branch locations for customers.
What Happened?
Quontic Bank Acquisition Corp. was listed in a California Attorney General sample breach notice filed on July 16th, 2026. According to that notice, on May 28th, 2026, Quontic Bank discovered that two former employees had retained certain customer records after leaving the company. The bank states it is working with authorities to investigate the matter and that it has no evidence the information was used to commit identity theft or fraud. The notice was sent as an abundance-of-caution disclosure. This was an insider incident involving former employees, not an external cyberattack or ransomware event.
The notice states that the information involved includes recipients’ names along with additional data elements that vary per individual and are identified only by a variable placeholder in the sample notice template, so the specific data categories cannot be determined from the filing alone. Quontic Bank is offering complimentary Experian IdentityWorks credit monitoring and identity restoration services. Affected individuals can reach the bank’s dedicated assistance line at 833-918-6214, Monday through Friday, 8 a.m. to 8 p.m. Central Time. A corresponding filing was also made with the Massachusetts Attorney General, indicating multi-state notification.
Key Facts at a Glance
- Company or Organization: Quontic Bank Acquisition Corp.
- Industry: Banking / Financial Services (Online-only digital bank, CDFI)
- Location: Astoria, Queens, New York
- Incident type: Insider incident — two former employees retained customer records after departing
- Date breach discovered: May 28th, 2026
- Date of consumer notification: July 16th, 2026
- Identity theft protection offered: Experian IdentityWorks credit monitoring and identity restoration services
- Prior breach: No prior data breaches on record; the bank has received three federal regulatory enforcement actions since 2018 (OCC 2018, OCC 2022, Federal Reserve 2023), all related to governance and risk management, not data security
- Litigation status: No class action litigation connected to this breach as of July 2026
- Source: California Attorney General sample breach notice (sb24-626685); Massachusetts AG Filing — Data Breach Number 19980; Fortune — Quontic Bank Review 2026
What Should You Do?
If you received a notice from Quontic Bank Acquisition Corp., consider enrolling in the complimentary Experian IdentityWorks credit monitoring and identity restoration services as soon as possible using the instructions provided in your notice letter, and contact the dedicated assistance line at 833-918-6214 with any questions. Because the specific data types exposed vary by individual and were not fully enumerated in the sample notice, it is especially important to monitor your bank and financial accounts closely for any unusual activity. You can request a free credit report from each of the three major bureaus at AnnualCreditReport.com and consider placing a fraud alert or credit freeze with Equifax, Experian, and TransUnion to make it harder for anyone to open new accounts in your name. If you believe your information has already been misused, visit IdentityTheft.gov for step-by-step guidance on recovery.
Your Legal Rights
If your personal information was involved in this breach, you may have legal rights depending on the facts of the incident and the law in your state. Almeida Law Group represents consumers in data breach and privacy litigation and can help you evaluate whether you may have a claim. Contact us at (708) 529-5418 or through our contact page for a free case evaluation.
