Fairmont Federal Credit Union Data Breach – Key Facts and Next Steps

Fairmont Federal Credit Union, based in Fairmont, West Virginia, identified a cybersecurity incident on January 23, 2024. Following an investigation, the credit union confirmed on August 17, 2025, that files accessed by an unauthorized party between September 30 and October 18, 2023 contained sensitive personal data.

Personal Information Potentially Exposed

The compromised files were found to include:

1. Full names

2. Social Security numbers and other personal identifiers

This type of information is often targeted by criminals and may be misused for identity theft, fraudulent accounts, or other financial harm.

Credit Union’s Response and Protective Measures

Upon discovery, Fairmont Federal Credit Union launched a forensic investigation with external cybersecurity experts to determine the scope of the breach. Notification letters were issued to individuals whose information was involved.

To support victims, FFCU is providing complimentary membership to Experian IdentityWorks, which includes:

1. Credit monitoring with Experian, Equifax, and TransUnion

2. Identity restoration services

3. $1 million in identity theft insurance coverage

4. ExtendedCARE support even after membership ends

These services are meant to help detect suspicious activity and assist individuals if fraud occurs.

Recommended Steps for Affected Consumers

If you received a notice from Fairmont Federal Credit Union, it is critical to act quickly to protect yourself. Suggested steps include:

1. Enroll in the free Experian IdentityWorks service provided

2. Place a fraud alert on your credit file with the major credit bureaus

3. Consider adding a security freeze to your credit reports

4. Review your bank, credit, and medical records for suspicious activity

5. Obtain free annual credit reports and check them for accuracy

Remaining proactive can reduce the chances of long-term damage from this breach.

Legal Rights and Options for Data Breach Victims

Consumers affected by the Fairmont Federal Credit Union breach may be entitled to compensation or other legal remedies. Financial institutions have a duty to safeguard sensitive data, and delays in discovery or notification can have serious legal consequences.

Almeida Law Group is actively investigating this incident and working with individuals nationwide to understand their rights. Affected persons may be able to recover for financial losses, time spent monitoring accounts, and the emotional toll of data misuse.

Do You Have Questions? Contact Almeida Law Group To Learn More

If you received a data breach notification from Fairmont Federal Credit Union, you do not need to handle this situation alone. Almeida Law Group can help you explore your legal options. Contact us for a consultation.