Attorneys at Almeida Law Group are investigating whether a class action lawsuit can be filed on behalf of individuals affected by a possible STRUCTURED SETTLEMENT CAPITAL LLC data breach. According to dark web monitoring sources, a hacker group calling itself qilin claimed responsibility for a cyberattack on STRUCTURED SETTLEMENT CAPITAL LLC in a post first observed in August 2026, alleging it had gained access to internal company systems. As of this writing, STRUCTURED SETTLEMENT CAPITAL LLC has not issued a public confirmation of the incident, and the exact scope of any exposed data remains unknown. If you believe you were affected, contact Almeida Law Group.
About STRUCTURED SETTLEMENT CAPITAL LLC
Structured Settlement Capital LLC operates under the brand name 123 Lump Sum (123lumpsum.com) and is headquartered in Fort Lauderdale, Florida. Founded in 2001, it is a specialty finance company that purchases structured settlement payments and insurance annuities from individuals in exchange for lump-sum cash payouts. The company is a founding member of the National Association of Settlement Purchasers (NASP) and has purchased over $700 million in structured settlement payments since inception. Because the company facilitates the transfer of court-ordered payment streams and annuity contracts, it collects detailed personal and financial information from its clients in the course of those transactions.
What Happened?
Structured Settlement Capital LLC was listed in a ransomware leak-site allegation reported by Ransomware.live. On August 25th, 2026, the Qilin ransomware group posted a claim on its dark web leak site identifying Structured Settlement Capital LLC as a victim. This is an attacker-side allegation only. No public confirmation from the company, any regulatory body, or mainstream news reporting has been found. No breach dates, data volume, or specific data types have been disclosed in connection with this claim. RedPacket Security, an independent threat-intelligence tracker, also logged the same Qilin claim against Structured Settlement Capital LLC, though it does not host or verify any exfiltrated data.
Qilin, also known as Agenda, is a Ransomware-as-a-Service (RaaS) operation with Russian-speaking origins. According to Cyble Research, it was the most active ransomware group in the first half of 2026, with 370 attacks in North America alone. Qilin employs double-extortion tactics, threatening to publish stolen data on its dark web leak site if victims refuse to pay. No prior data breaches involving Structured Settlement Capital LLC were found, and no litigation related to this incident has been identified.
Key Facts at a Glance
- Company or Organization: Structured Settlement Capital LLC (operating as 123 Lump Sum)
- Industry: Financial Services — Specialty Finance (Structured Settlement Purchasing)
- Location: Fort Lauderdale, Florida
- Incident type: Ransomware leak-site allegation (Qilin group); unconfirmed by organization
- Date claim first observed: August 25th, 2026
- Source: Ransomware leak-site allegation reported by Ransomware.live; RedPacket Security corroborating listing
What Should You Do?
If you are a Structured Settlement Capital LLC or 123 Lump Sum customer and are concerned about this claim, there are steps you can take now. Consider placing a fraud alert or credit freeze with the three major credit bureaus — Equifax, Experian, and TransUnion — to make it harder for anyone to open new accounts in your name. Monitor your existing financial accounts for any unusual activity and review your credit reports for free at AnnualCreditReport.com. If you believe your information has already been misused, visit IdentityTheft.gov for a personalized recovery plan and to report the incident to the Federal Trade Commission.
Your Legal Rights
If your personal information was involved in this breach, you may have legal rights depending on the facts of the incident and the law in your state. Almeida Law Group represents consumers in data breach and privacy litigation and can help you evaluate whether you may have a claim. Contact us at (708) 529-5418 or through our contact page for a free case evaluation.
