Almeida Law Group is investigating a data breach at United Underwriters. The breach occurred on April 7th, 2026. If you were affected, contact Almeida Law Group.
About United Underwriters
United Underwriters is a Utah-based property and casualty managing general agent (MGA) founded in 1998. It offers homeowners, renters, dwelling, commercial, personal umbrella, earthquake, and auto insurance programs through more than 150 agencies across the Western United States. The company was acquired by Trucordia (formerly PCF Insurance Services), a top 20 U.S. insurance brokerage headquartered in Lindon, Utah. The breach notice identifies the entity as United Underwriters Insurance, operating as a Trucordia Business under Trucordia Insurance Services, LLC, at 4956 North 300 West, Suite 100, Provo, UT 84604.
What Happened?
United Underwriters was listed in a California Attorney General sample breach notice filed on September 21st, 2026. According to the notice, the company detected suspicious activity on some of its systems earlier in 2026 and promptly launched an incident response and forensic investigation with the help of third-party experts. That investigation determined that an unauthorized actor downloaded certain files from United Underwriters’ systems on May 1st, 2026. The sample notice contains a redacted field where specific data types would normally be identified, so the categories of personal information involved cannot be confirmed from available sources.
United Underwriters is offering 24 months of complimentary credit monitoring and identity restoration services through Cyberscout, a TransUnion company. Consumers must enroll by December 31st, 2026, using the activation code provided in their individual notice. No independent media reporting, ransomware group claims, or regulatory commentary about this specific incident was found beyond the California Attorney General filing and the sample breach notice.
Key Facts at a Glance
- Company or Organization: United Underwriters (A Trucordia Business)
- Industry: Insurance (Property & Casualty MGA)
- Location: Provo, Utah
- Incident type: Unauthorized access and file download
- Date of breach: April 7th, 2026
- Date breach discovered: May 1st, 2026 (date unauthorized download identified)
- Date of consumer notification: September 21st, 2026
- Identity theft protection offered: 24 months of credit monitoring and identity restoration via Cyberscout (TransUnion)
- Enrollment deadline: December 31st, 2026
- Source: California Attorney General Data Breach Report · United Underwriters – Individual Notice – SAMPLE (PDF) · Trucordia Acquires United Underwriters
What Should You Do?
If you received a notice from United Underwriters, enroll in the 24 months of free credit monitoring and identity restoration services through Cyberscout by December 31st, 2026, using the activation code in your letter at bfs.cyberscout.com/activate. You should also consider placing a fraud alert or credit freeze with the three major credit bureaus — Equifax, Experian, and TransUnion — to make it harder for anyone to open new accounts in your name. Regularly review your account statements and credit reports for any unauthorized activity, and request your free annual credit reports at AnnualCreditReport.com. If you suspect identity theft, visit IdentityTheft.gov for step-by-step recovery guidance.
Your Legal Rights
If your personal information was involved in this breach, you may have legal rights depending on the facts of the incident and the law in your state. Almeida Law Group represents consumers in data breach and privacy litigation and can help you evaluate whether you may have a claim. Contact us at (708) 529-5418 or through our contact page for a free case evaluation.
